Hello,
I’m in the midst of a professional reassessment and am considering becoming a self-employed entrepreneur, buying and reselling clothes (rather general).
I’m no longer in my 20s but well over double that 
, so I’d like to know what charges I need to consider that are never mentioned… health insurance, vehicle, insurance…
What about retirement contributions?
Thank you for all your information, things I haven’t thought of…
I can only answer based on what I know, which is online buying and selling:
You need to consider:
And of course, creating an invoice for each sale, monthly or quarterly URSSAF declarations, and an annual income tax return.
That’s based on my experience. I admit I discovered everything as I went along and wasn’t fully compliant from the start. I’ve probably forgotten things that my professional colleagues on the forum will provide.
Good luck with this adventure! 
Hello - I’m not a pro, but I’ve been frequenting sales platforms for a long time, and if there’s one area I wouldn’t venture into, it’s selling clothes. Vinted is flooded with « clothes, » so it seems difficult to make a place for yourself. A lot of work for little return, in my opinion. Some niches seem more promising, like antique dishes or other vintage items. There, you need to be a pro at packaging fragile and bulky items.
Above all, try to find a niche that suits you. This is just my feeling. As for me, I sell what I’ve accumulated at home, and I can see that for clothes, it’s a lost cause, or you almost have to give them away unless they are branded.
I don’t know if any pros will answer you. In France, it’s a protected area, and people keep the good deals to themselves, unlike in other countries that flood social media with their finds.
All of this requires thought.
Hello, an impressive series of legal obligations. Depending on the status, we could also add VAT returns, corporate tax returns, annual accounts filing…
In practice, however, some obligations are optional if you are just a sole proprietor:
hello
thank you very much for your feedback, it’s already a very complete answer!
Not sure, however, that everyone will be honest about these charges and steps…
hello
all that is « flea market » (crockery, decor, …), even though my parents dragged me to flea markets from the 80s, it doesn’t appeal to me… and I’ve already seen a lot of posts where items arrive supposedly broken even though they were very well packaged… so a dry loss!
I don’t have the ambition to do a business of €10k/month like those who sell clothes of one brand or another… there are fashion effects, by remaining a generalist, admittedly you have to work to earn a small income, but I’m the boss (well, once all the charges are paid to the state and administrative chores are done!!)
Hello,
yes indeed - that’s why I want to remain a sole proprietor - because I don’t feel up to doing these additional formalities and given the cost of a (good) accountant…
Well, knowing that on many micro-enterprise obligations, you have to be cursed to be audited on them given the amounts involved, which will have difficulty motivating inspectors from the various administrations. Especially since on many rules, they impose an obligation but specify that no sanctions are provided for non-compliance (well, you might as well say you’ll have to launder money for a drug trafficker to be audited). If your declarations to Urssaf and the tax authorities are already clean, then you don’t need to stress too much with the micro-enterprise status; it’s perhaps the only status where they more or less leave you alone.
@Gametoysretro : A few years ago, there was a campaign targeting fashion subcontractors who were self-employed. This did not target manufacturers but the entire event ecosystem, with a huge seasonal effect linked to Fashion Week. URSSAF had to recover a lot of contributions for underdeclarations…
yes that’s why I’m talking about « clean » declarations but I don’t know anyone who has been bothered for a poorly kept register, didn’t take a mediator, the REP declaration often goes unnoticed if you haven’t reported yourself etc… Generally, as long as the money is declared, they don’t really look any further with self-employed workers. A former client, a tax inspector, also explained to me that given the ultra-simplified accounting rules and the general absence of an accountant, audits were a hassle for self-employed workers, in addition to being on small amounts.
I originally came from a cultural background (music and therefore event management) and obviously, they have plenty to do if they look (when you see that even local authorities don’t do things by the book)
Afterwards, I don’t want to encourage fraud but from various professional conversations, I still see some who stress quickly, very quickly.